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Houston’s Self-Employed Borrowers Need a Different Kind of Mortgage

Houston’s Self-Employed Borrowers Need a Different Kind of Mortgage

Houston self-employed borrowers often struggle with traditional mortgages. Learn how a 1099 loan works and why it may fit Houston’s entrepreneurial workforce. ...more

1099 Loans February 27, 2026 • 2 min read
A Practical Guide to 1099 Loans for Self-Employed Borrowers

A Practical Guide to 1099 Loans for Self-Employed Borrowers

A simplified guide to 1099 mortgage loans for self-employed borrowers. Learn how these mortgages work and when they make sense. ...more

1099 Loans February 15, 2026 • 3 min read
The 1099 Loan: The Mortgage for People Tired of Pretending Their Tax Returns Tell the Whole Story

The 1099 Loan: The Mortgage for People Tired of Pretending Their Tax Returns Tell the Whole Story

A 1099 loan helps self-employed borrowers qualify using real income—not tax returns. Learn how contractors and gig workers can buy a home without pretending. ...more

1099 Loans February 3, 2026 • 3 min read
When Tax Returns Don’t Tell the Whole Story: Understanding the 1099 Loan

When Tax Returns Don’t Tell the Whole Story: Understanding the 1099 Loan

A 1099 loan allows self-employed borrowers to qualify for a mortgage using real income. Learn how it works and when it makes sense. ...more

1099 Loans January 20, 2026 • 2 min read
Why Choose Rich Bonn for 1099 Loans in Houston?

Why Choose Rich Bonn for 1099 Loans in Houston?

Paid on a 1099 and tired of tax returns killing your approval? Learn how 1099 loans work and why Houston mortgage broker Rich Bonn helps ...more

1099 Loans December 22, 2025 • 3 min read
Habayit Home Loans
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Rich Bonn, NMLS #278696

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  • (281) 841-1723
  • rich@habayithomeloans.com
  • 4660 Beechnut Street, Suite 225,
    Houston, TX 77096

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Copyright 2026. All rights reserved. Rich Bonn NMLS #278696 | Habayit Home Loans a DBA of The Turnkey Foundation Inc Branch 2523747 | Company 236669 Equal Housing Opportunity | Equal Housing Lender

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.

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